Business Services

Running your business is hard, we believe your banking should do a lot more than just hold on to your money for you. We are continually working to make your banking experience better, and have a host of convenient services to help us help you.

 

Convenient banking at your fingertips. Save gas, time, and money with free Internet banking service. Check your account balances, view checks, transfer funds, and so much more!

Features

  • Check account balances
  • Transfer Funds or send Wire Transfers
  • Use with your Quicken or QuickBooks accounting system
  • Schedule payments and pay bills with Online Bill Pay
  • Manage your Debit Card securely with CardValet

You don’t have to write a check, buy a stamp or even go to the mailbox! Pay all of your bills using your desktop or your smart phone with our convenient Online Bill Pay Service

Features

  • Make all payments from one convenient site
  • Set up automatic payments
  • Be notified of payments due
  • View payment histories

Save a tree and access your statements from anywhere with eStatements.

Features

  • Receive email notification when statements are ready to view
  • Easy to access by logging into Online Banking
  • Totally secure

Use your Visa Debit Card to withdraw funds from your checking or savings account. With the Visa logo, it’s welcome wherever Visa is accepted, every purchase is as easy as using a credit card.

Features

  • Accepted worldwide (some countries are restricted)
  • Funds deducted directly from your account

Take advantage of the privacy and convenience of a personal line of credit through your regular checking account (subject to credit approval). Protect yourself against accidental overdrafts or get an instant loan when you need cash. Either way, you don’t pay for it until you use it.

With Telephone Banking, managing your accounts is always just a call away.
To access your Account Information call: 1-877-527-2712

Features

  • Check balances
  • Review transaction history
  • Transfer funds between your Nantahala Bank accounts

Can’t make it to the bank during business hours? Use our Night Deposit service to conduct your business on your time.

If your business accepts credit cards, we can provide assistance in establishing your processing accounts.

Features

  • Preferred Point Rewards
  • Mobile Payments
  • Rental Car Insurance
  • Identity Theft Protection
  • Global Service
  • Intuit QuickBooks/TurboTax Discount
  • Mobile Receipt Management
  • MasterCard Easy Savings Program

Criteria

  • Must be 18 years of age
  • Monthly Debt Ratio <= 45% of Gross Monthly Income
  • Revolving/Unsecured Debt (Excluding Home Equity Loans) <= 30% of Annual Income
  • FICO Credit Score >= 700
  • Minimum of 3 Trade Lines
  • Oldest Trade Line Must not be Less Than 18 Months

To apply, please click HERE