Business Checking

Perfect for businesses big, small, and everything in-between.

Finding the right account is an important part of owning your own business. We have accounts for your new business, established business, and everything in-between.

Questions?

Account Comparison

Account	Business Free Checking	Business Statement Checking	Business Interest Checking
Description	Join the business banking revolution with our Business Free Checking. No maintenance fees. Must enroll in electronic statements.	For those who prefer paper statements and no minimum balance requirements. $3 monthly statement fee.	This account earns tiered interest on your checking balance.
Additional Features	Up to 4 Free non-NBT ATM transactions (this does not include fees charged by a non-NBT ATM Servicer) Once enrolled in eStatements, no monthly fee	Up to 4 Free non-NBT ATM transactions (this does not include fees charged by a non-NBT ATM Servicer) Paper statements with images, $3 per month	Up to 4 Free non-NBT ATM transactions (this does not include fees charged by a non-NBT ATM Servicer) Paper statements with images Tiered interest rates that increase with your balances
Minimum to Open	$100	$100	$1,000
Interest Bearing	No	No	Yes
Minimum Balance Fee	$0	$0	$12
Balance to Avoid Minimum Balance Fee	No Minimum Balance Fee	No Minimum Balance Fee	$1,000
Account Monthly Fee	$0	$3	$0

Our Business Checking Accounts include ALL of the following services:

Online Banking / Mobile Banking

ACH Manager for Payroll**

Wire Manager**

Remote Deposit Capture**

Online BillPay Services Including TransferNow**

24-hour Nantahala Bank ATM Transactions
No-Fee VISA Debit Card*
Check Images Included in Statement
24-hour Telephone Banking
Unlimited Check Writing/Transactions
eStatements
Direct Deposit
Notary Services

* Overdraft and returned items fees may apply

** Fees may apply for these add-on services

Ask any Customer Service Representative for details.

Business Free Checking

Join the business banking revolution with our Business Free Checking. Must enroll in electronic statements. No maintenance fees. What a revolutionary idea!

Features

$100 Minimum to Open
No Minimum Balance Required
Must Enroll in eStatements, with No Monthly Fee
Free Online Bill Pay
Up to 4 Free Non-NBT ATM Transactions per Month
Free 24-hour Telephone Banking
Unlimited Transactions
Free Night Deposit
No Fee Visa Debit Card*
Free Check Images Included with Statement

Simple banking is better banking, and better banking begins here.

Business Statement Checking

For businesses that prefer paper statements and no monthly balance requirements.

Features

$100 Minimum to Open
No Minimum Balance Required
Free Online Bill Pay
Free 24-hour Telephone Banking
Up to 4 Free Non-NBT ATM Transactions per Month
Unlimited Transactions
Free Night Deposit
No Fee Visa Debit Card*
Free Check Images Included with Statement
$3 Monthly Paper Statement Fee

Business Interest Checking

Interest bearing account for businesses that includes a wealth of valuable benefits.

Features

$1,000 Minimum to Open
Interest Paid on Daily Collected Balances
Paper Statements with Images
Up to 4 Free Non-NBT ATM Transactions per Month
Free Online Bill Pay
Free 24-hour Telephone Banking
Avoid the $12 Monthly Service Charge with a $1,000 Minimum Balance
Free Night Deposit
Free Official Checks
No Fee Visa Debit Card*
Notary Services